Rinki Singh
In the fast-evolving world of financial technology, few names shine as brightly as Rinki Singh. An entrepreneur with vision and fintech disruptor, she has combined technical proficiency with business know-how, driving several firms to triumph. With her stints as CEO at BharatEarns, ActivPaisa, and NetPaisa, Rinki has transformed the world of financial solutions, ensuring seamless digital transactions for millions of people. Rinki Singh is not just a fintech disruptor, she is a serial entrepreneur, growth strategist, product leader, mentor, and author who wears many hats with remarkable ease. Her work spans sectors—from financial technology to education, healthcare, and digital marketing—making her one of India’s most versatile and respected business leaders.
Born on 5th July in Bettiah, Bihar, Rinki Singh had an early fascination for technology and innovation. With a family that had faith in dreams and education, she was encouraged by her parents, Uma Shankar Singh and Sudha Singh, to follow her dreams. Her education in St. Teresa Girls High School set the stage for her academic success.
Rinki has completed her Master of Computer Applications (MCA). She holds a degree in Computer Science, which provided the technical expertise she needed to build her entrepreneurial ventures. Her interest in integrating technology with business strategy prompted her to advance her studies at elite institutions. She also completed courses in Digital Transformation at IIM Ahmedabad, Business Management at IIT Bombay, and AI for Business at Wharton Online. These experiences shaped her into more than a techie—they prepared her to lead, scale, and mentor.
At the outset of her career, Rinki worked with a USA-based startup, where she gained valuable experience in building her own brand and navigating the tech industry.
Rinki’s entrepreneurial journey began with the creation of a pioneering platform in healthcare and educational presentations, which she scaled from scratch. It became the go-to site for doctors across the USA and Canada for medical presentations, establishing Rinki as a leader in the digital content space. Her ventures spanned various industries, including education, healthcare, e-commerce, and real estate, allowing her to bring innovative tech solutions to a wide range of sectors. Rinki Singh has authored the book AI Unlocked: From Overwhelmed to Optimized, where she shares her insights, experiences, and vision for a tech-driven future. Her company now attracts over 100,000 daily visitors, and her fintech ventures have reached over 60,000 merchants globally, solidifying her presence on the world stage. Her ventures span e-commerce, healthcare, education, real estate, and fintech, each showcasing her sharp growth and marketing strategies. She doesn’t just build products—she builds ecosystems.
Rinki Singh is a doer, not a dreamer. With a vision to disrupt fintech, she has created BharatEarns, ActivPaisa, and NetPaisa—platforms that are meant to enable businesses and individuals through cutting-edge financial solutions. These brands, under her direction, have turned into 7-figure businesses, demonstrating her capacity to convert big ideas into scalable success stories.
Her slogan, “Where algorithms meet boardroom strategy”, describes her business strategy to a tee. She is convinced about the potential of AI, data analytics, and digital transformation in making financial processes better and giving customers a frictionless experience.
Popularly known as the “Fintech Innovator,” Rinki has received accolades for her work towards India’s digital economy. Her experience in financial technology, AI, and business strategy has placed her as a highly sought-after voice in industry circles. Her businesses have bridged the divide between conventional finance and digital tomorrow, enabling individuals and businesses.
Though her professional life is hectic, Rinki prioritizes family. She lives in Noida and is a proud mother of Sakshi Singh. She is determined, intuitive, and a leader—all traits that reflect her success.
Rinki Singh also acknowledges the vital role of her parents and brother, who stood by her with constant encouragement. She shares special gratitude for her mother, an advocate and double MA, whose dedication and love for education have always inspired her to dream big and stay grounded. Rinki often credits Bhartendu Shandilya as her mentor and the strongest pillar in her entrepreneurial journey. A visionary leader and business strategist, Shandilya provided guidance and support through every milestone.
Rinki Singh openly discusses her ideas and innovations on the digital space. Her professional networks can be accessed through LinkedIn (linkedin.com/in/rinkisingh) and Twitter/X (x.com/rinkisingh777). Her websites, www.bharatearns.com and www.rinkisingh.com, are gateways to her innovative fintech projects.
She has also received the award “Entrepreneur of the Year (Fintech).” As fintech keeps on growing, Rinki Singh continues to lead from the front. Her in-depth knowledge of digital transformation keeps her determined to grow her businesses, develop new opportunities, and forge the future of financial technology in India. Her path is a motivation for budding entrepreneurs that with vision, determination, and proper strategy, anything can be achieved.
